With the approach of Autumn, storms may once again be a regular occurrence. Whilst we can’t avoid the weather, there are things that we can do to prevent damage to our homes.
As the weather approaches
When it is time to batten down the hatches, you need to prioritise. Your tomato plants may not survive, but they are probably low priority, whereas addressing issues like a wobbly fence, unstable tree, or missing roof tiles should really be tackled before the weather takes a turn and they become much bigger problems.
If you've got a lengthy list of outdoor maintenance tasks, it may be a good idea to get help from a local handyman who could potentially tackle the entire list for you before the storm arrives.
When the storm has passed
When the storm is over, it's a good idea to take some time to assess the damage and see what you need to do. It's easy to overlook storm damage such as missing tiles until the rain starts pouring in and you discover a leak. By that point, it could be too late to claim the damage on your insurance. Once the storm has passed, take a few minutes to inspect for the following:
- Missing tiles, damaged guttering, fascias, or soffits that aren't simply due to wear and tear
- Broken glass – thoroughly check your home and garden for any signs of damage to windows, whether in your home, sheds, or greenhouse
- Damaged garden furniture – hopefully, you managed to stow away most of your garden furniture before the storm, but check anything that may have been too large to move or was overlooked
- Garden damage – examine trees for broken or damaged branches that could pose future hazards, and assess fences and boundaries for storm-related damage
The number for that handyman could come in useful again, as they could help you to fix any minor issues that have arisen before the next inevitable autumnal storm hits.
Assessing the damage
From flooding to uprooted trees, damage caused by a flying trampoline to missing roof tiles, if you've been affected by storm damage, there's a chance your insurance may cover it. As soon as you notice the damage, take photos and record the date and time of the storm, as well as when you first noticed the damage. Reach out to your insurer to inquire about your coverage; your decision to file a claim may depend on your excess. Your insurer might also specify using approved tradespeople; if you need help finding a trustworthy local tradesperson, consult our directory of approved, vetted, and rated professionals.
Above all, at Trust A Trader, our goal is to ensure the safety and satisfaction of both our customers and tradespeople. For additional guidance and advice, check out our community on Facebook or X.